商品簡介
An all-you-need-to-know introduction to the employer-sponsored retirement plan that has revolutionized the way we save
* Smart Ways to save with automatic payroll deductions and pretax contributions that let you earn more money and pay less taxes NOW and when you retire
* Smart Advice on how much to contribute and what you need to know about your investment options, including advice on stocks, mutual funds, and bonds
* Smart Insights into retirement alternatives with the traditional IRA and the new Roth IRA
* Smart Tips on borrowing and withdrawing money from your 401(k) and IRA to buy a home or pay for college
* Quick reading and easy referencing with a comprehensive index and loads of sidebars and tables
Smart Guides take readers seriously. They satisfy even the most curious person's desire to know the essentials about any of a wide range of topics--from vitamins to mutual funds to stress relief. It's all about good reading and expert information. The choice is yours.
作者簡介
Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.
目次
The 401(k): What Is It and How Does It Work?
Understanding the Fine Print.
The IRA: What Is It and How Does It Work?
Investment Basics.
Investment Choices.
Investing Your 401(k) or 403(b) Plan.
Investing Your IRA.
Taking Your Money Out of Your 401(k).
Taking Your Money Out of Your IRA.
Afterword.
Index.
