銀行的經營可能遭遇若干難以避免的風險，而其中可能對銀行造成最大危害者，厥為信用風險。以近年來全球經濟環境的起伏變化與金融市場的失序，銀行因昧於授信風險而致經營失敗的案例迭有所聞，即令著名銀行亦不例外。值國內各銀行正大力從事放款競爭與授信相關產品不斷推陳新新之此際，授信風險管理的重要自不待贅言。 本書原著"Perspective on Credit Risk"承蒙全美最權威銀行授信研究機構"Ro-
自然保育季刊夏季刊2023年3月 第121期NATURE CONSERVATION QUARTERLY NO.121 MAR. 2023/ SPRING目錄CONTENTS 專論ARTICLES 42050淨零碳排下臺灣茶園碳權的可行方案──有機認證+企業ESGFeasible solution to the carbon credit of Taiwanese tea gardens under 2050 net zero CO2 emissions: organic certification plus corporate ESG陳忠義、黃盟元、林政賢、楊嘉棟、李麗華、薛美莉、林幸助、王經文Chung-I Chen . Meng-Yuan Huang . Cheng-Hsien Lin . Jia-Dong Yang . Li-Hua Lee . Mei-Li Hsueh . Hsing-Juh Lin . Ching-Wen Wang特輯REPORTS14從分類開始到河川生態工程的淡水魚研究經驗談From fish taxonomy to river ecological engineering: my research experience on freshwater fish曾晴賢Chyng-Shyan Tzeng26河狸大壩垮下來──河狸的自然工程與保育反思When a beaver dam collapses曾奕晴Sunny Tseng38橫行，或橫死──綠島陸蟹的生死關頭Crossing or roadkill: land crabs are between life and death on Green Island陳歆、許文文、莊育達、陳榮宗Sin Chen . Wen-Wen Hsu . Yu-Ta Chuang . Run-Tsung Chen48臺東縣綠島植物探索Exploration of flora on Green Island, Taitung County許再文、林維玲、黃啟俊Tsai-Wen Hsu . Wea-Lin Lin . Chi-Chun Huang 保育資訊INFORMATION 64野生動物醫療儀器設備的昨日與今日The history of equipment for wi
SHORTLISTED FOR THE FOLIO PRIZE 2022SHORTLISTED FOR THE GOLDSMITHS PRIZE 2021SHORTLISTED FOR THE BOOKS ARE MY BAG FICTION AWARD 2021SHORTLISTED FOR THE BETTY TRASK PRIZE 2022LONGLISTED FOR THE DESMOND ELLIOTT PRIZE 2022'Diamond-sharp, timely and urgent' Observer, Best Debuts of 2021'Subtle, elegant, scorching' Vogue'Virtuosic, exquisite, achingly unique' Guardian'I'm full of the hope, on reading it, that this is the kind of book that doesn't just mark the moment things change, but also makes that change possible' Ali Smith'Exquisite, daring, utterly captivating. A stunning new writer' Bernardine EvaristoCome of age in the credit crunch. Be civil in a hostile environment. Step out into a world of Go Home vans. Go to Oxbridge, get an education, start a career. Do all the right things. Buy a flat. Buy art. Buy a sort of happiness. But above all, keep your head down. Keep quiet. And keep going.The narrator of Assembly is a Black British woman. She is preparing to attend a lavish garden par
If you’re like most 18- to 34-year-olds, you’re drowning in debt. Student loans, credit cards, car payments, rent sometimes it seems like the whole system’s conspiring to keep you broke. Now it’s payb
The What Do We Know About? series explores the mysterious, the unknown, and the unexplained. Are the geometric field patterns fact, myth, or legend?What Do We Know About Crop Circles? lets curious young readers learn about the phenomenon of crop circles and how they came to be one of the most studied mysteries of the natural world. Read about all of the rational and fanciful explanations for these flattened patterns in crops all over the world, from the United Kingdom to Australia. Artists and hoaxers alike have claimed credit for these massive projects, but some people think that the source could be paranormal. Are these circles an elaborate prank, or could they be something more?
Join New York Times bestselling author Stuart Gibbs in this first book in a hilarious, highly illustrated new middle grade series about a peasant boy who wants to be a knight, perfect for fans of Max & the Midknights.Tim is just a peasant, but he dreams big. He wants more out of life than to grow up to be a woodsman like his father. Unfortunately, the only route to success in the kingdom of Merryland is to be born a prince. Still, Tim is determined. He is brave and clever and always tries to do the right thing―even though he rarely gets the credit for it. Then news spreads that Princess Grace of the neighboring kingdom has been abducted by the evil Stinx and Prince Ruprecht needs a legion of knights to join him on his quest to rescue her. Tim finally has the lucky break he's been waiting for, the opportunity to change his station in life. And even though he doesn't know how to ride a horse or wield anything more deadly than a hoe, he's going to do whatever it takes to make sure his
你不是不懂經濟，而是沒弄懂危機中的聯準會！張忠謀、陳南光等重量級人士 聯袂推薦2022年諾貝爾經濟學獎得主、聯準會前主席柏南克，探討二十一世紀貨幣政策 最新力作！＼＼解答全球最受關注的央行動向與決策／／自上世紀大通膨，到本世紀金融危機與新冠疫情，全世界都在看，聯準會的下一步會怎麼做？但不斷跨越政策紅線的聯準會，真的還有能力穩定經濟嗎？柏南克從歷史的視角檢視聯準會，從1960年代寫起，期間聯準會主席從馬丁嬗遞到鮑爾，中間歷經伏克爾、格林斯潘、葉倫，以及柏南克等人，政策方針、工具與操作手法已顯著改變。這些改變深受這段時期的通膨走勢變化、自然利率長期下降，以及金融不穩定風險增加的影響。柏南克以其諾貝爾獎學者與聯準會前主席身分，討論這期間經濟與金融上的重大議題，以及聯準會如何因應這些挑戰。聯準會在危機中扮演的角色已一再擴大，不斷跨越過去被視為禁忌的紅線，由最後貸款者轉為最後購買者（buyer of last resort），並充當信用配置者（credit allocator）。央行除了承擔部分財政當局的紓困責任，還兼任類似於商業銀行的角色。＼＼美元是美國的貨幣，卻成了全世界的大問題？／／《柏南克談聯準會》說明聯準會的背景與演變，也推測了它的未來。柏南克以全新的觀點，帶領讀者深入聯準會一窺堂奧，並說明它做了什麼及其背後的邏輯。他指出經濟的改變如何推動聯準會的創新，也列出聯準會面臨的新挑戰，包括通膨再現、加密貨幣、金融不穩定的風險增加，以及聯準會的獨立性所受到的威脅。本書也揭露聯準會發布政策的決策過程，以及聯準會主事者的性格與理念。是有興趣了解現代金融、投資或經濟趨勢的人必讀的傑作。
In Hegel and the Wired Brain, Slavoj Zizek gives us a reading of philosophical giant G.W.F. Hegel that changes our way of thinking about the new posthuman era. No ordinary study of Hegel, this work investigates what he might have had to say about the idea of the 'wired brain' - what happens when a direct link between our mental processes and a digital machine emerges.Zizek explores the phenomenon of a wired brain effect, and what might happen when we can share our thoughts directly with others. He hones in on the key question of how it shapes our experience and status as 'free' individuals and asks what it means to be human when a machine can read our minds. With characteristic verve and enjoyment of the unexpected, Zizek connects Hegel to the world we live in now, shows why he is much more fun than anyone gives him credit for, and why the 21st century might just be Hegelian.
In the early 1990s we experienced a recession not quite as bad as the great recession of 2012 but painful for many nonetheless. Back then I did live radio five nights a week on this one subject (credi
Camp goes Hollywood! Blind item: Which Walla-Walla camper turned movie extra has been seen canoodling with her fellow cast mate and resident set hottie? We think: Sarah and Chace! And poor Sarah?s in
