Stuart Rutherford

It is generally believed that microfinance revolution was led by NGOs, donor agencies, and more recently banks who offer poor people financial services. But what can we learn from the ways that poor p

Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems.The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings fo

This is the third of three volumes which together contain the complete range of Lord Rutherford’s scientific papers, incorporating in addition addresses, general lectures, letters to editors, accounts

This new edition continues to provide a contemporary look at the nature of GLM (general linear model) analyses, describing how to implement such analyses throughout the experiment design process, fro

This issue focuses critical attention on a number of topics (e.g., he environment, homosexuality, international relations) that have not been taken up in previous historical issues of the journal.

This accessible one-volume survey of the literature of Greece and Rome covers the period between Homer around 700 BC and Augustine around AD 410. Highlights what is important historically and of conti

This accessible one-volume survey of the literature of Greece and Rome covers the period between Homer around 700 BC and Augustine around AD 410. Highlights what is important historically and of conti

This textbook covers all the main subspecialties in cardiology, including a large proportion of case studies that illustrate the principles of clinical practice. Self testing questions accompany each

Dave Stuart Jr.’s work is centered on a simple belief: all students and teachers can flourish. These 6 Things is all about streamlining your practice so that you’re teaching smarter, not harder, and k

"A Companion to Locke is a splendid collection of essays by an international team of distinguished scholars. The breadth of its coverage will make it an invaluable resource for specialists and student

Implement the Common Core for ELA without all the stressA Non-Freaked Out Guide to Teaching the Common Core uses the often-neglected anchor standards to get to the heart of the Common Core State Stand

Accountants are guided by standards and supported by professional societies, legislation, and regulatory bodies. Adherence to these principles and compliance to the rules of practice include both a te

The book will be an open learning / distance learning text in the Analytical Techniques for the Sciences (AnTS) covering analytical techniques used in forensic science. No prior knowledge of the analy

The book will be an open learning / distance learning text in the Analytical Techniques for the Sciences (AnTS) covering analytical techniques used in forensic science. No prior knowledge of the analy

This set offers the complete, classic Kendall's Advanced Theory of Statistics in a single value-for-money pack. The latest set includes the brand new second edition of the popular "Volume 2B: Bay

The development of statistical theory in the past fifty years is faithfully reflected in the history of the late Sir Maurice Kendall’s volumes The Advanced Theory of Statistics. The Advanced Theory be

Integrated Business Communication applies communication concepts and issues from various fields such as marketing, public relations, management, and organizational communication and packages them int

This book will introduce the reader to the wide variety of analytical techniques that are employed by those working on the conservation of materials. An introduction to each technique is provided with

This book will introduce the reader to the wide variety of analytical techniques that are employed by those working on the conservation of materials. An introduction to each technique is provided with

Raising Children At Promise is a practical resource and inspiring companion workbook to the revolutionary book Children At Promise, which replaced at-risk thinking with an at-promise strategy to help

Provides an introduction to those needing to use infrared spectroscopy for the first time, explaining the fundamental aspects of this technique, how to obtain a spectrum and how to analyse infrared da

This is an introductory statistics textbook for business and management students which uses the innovative approach of 'statistical thinking'. Statistics courses are essential for business students bu

This book introduces the techniques used for the analysis of polymers. It covers the main aspects of polymer science and technology; identification, polymerization, molecular weight, structure, surfac

Infrared spectroscopy (IR) is a well established analytical technique for the identification of organic molecules. In this first dedicated volume, the theory of IR is described and is then related to

Kendall's Advanced Theory of Statistics and Kendall's Library of Statistics The development of modern statistical theory is reflected in the history of the late Sir Maurice Kenfall's volumes, The Adva