CHINA BANKING REGULATORY COMMISION 2012 Anuual Report（簡體書）

Chairman's Statement
About the CBRC
I. Our mandates, objectives & missions
II. Our philosophy, approach & criteria
III. Code of conduct
IV. Management
V. International Advisory Council (IAC)
VI. Organizational structure
Part One Economic & Banking Developments
I. Macroeconomic and financial environment
II. Latest developments of China's banking sector
Part Two Banking Reform and Development
I. Reform and transformation of the banking sector
II. Latest developments in the opening-up of the banking sector
III. Financial innovation
Thematic Column 1: Introduction of private capital into the banking sector
Part Three Improvement of Financial Services for Real Economy
I. Supporting key areas
II. Enhancing financial services for SMEs
III. Improving rural financial services
Thematic Column 2: “Three Major Projects” launched
IV. Promoting balanced regional development
Part Four Prudential Supervision
I. Corporate governance and internal controls
II. Capital regulation
Thematic Column 3: Capital Rules for Commercial Banks (Provisional)
III. Credit risk supervision
IV. Liquidity risk supervision
V. Operational risk supervision
VI. IT risk supervision
VII. Market risk supervision
VIII. Country risk supervision
IX. Reputational risk supervision
X. Credit guarantee activities
XI. Anti-illegal fund-raising
Part Five Improvement of Regulatory Framework and Supervisory Capacity
I. Improving legal framework
II. Supervisory approaches
III. Supervisory cooperation and coordination
IV. Organizational development
Part Six Banking Consumer Protection and Education
I. Development of the banking consumer protection regulatory framework
II. Bringing into full play banking institutions' responsibilities on consumer protection
III. Consumer protection endeavors
Part Seven Strengthening Transparency and Market Discipline
I. Enhancing information disclosure
II. Improving transparency of the banking sector
III. Strengthening market discipline
Part Eight Social Responsibility
I. Promoting supervisory guidance
II. Securing quality financial services during public holidays
III. Boosting sustainable development of student loan undertakings
IV. Supporting charity and poverty-stricken areas
V. Helping disaster relief and post-disaster reconstruction
Part Nine Outlook
I. Economic and financial outlook
II. Supervisory focuses in 2013
III. Mid- to long-term plan and outlook of banking supervision
Thematic Column 4: The banking sector's “Twelfth Five-Year Plan”
Part Ten Appendixes
Appendix 1: Responsibility description of the CBRC departments and local offices
Appendix 2: Financial management activities of the CBRC
Appendix 3: Rules and regulatory documents issued in 2012
Appendix 4: MOUs and EOLs with overseas regulators
Appendix 5: Significant regulatory and supervisory events in 2012
Appendix 6: Terminology
Appendix 7 Statistics
Boxes
Charts
Tables