The Encore Curve ─ Retire with a Life Plan That Excites You

Today's retirement looks nothing like your parents' experience. Our longer life expectancy and increasing intellectual capital have transformed our notion of "the golden years." Often we're just not ready for a life without work. We fear outliving our money and our meaning. We want to stay productive (whatever that means to us personally) well into the future—and for baby boomers and the following generations, that future is closer than we think. No matter your definition of financial confidence, with the right tools and approach, you can create the retirement of your dreams: your memorable "encore.” The Encore Curve examines two crucial questions—"Now what am I going to do?" and "Will I have enough money?"—and guides you toward the answers, with unique coaching methods to help you find and fund your retirement goals. Part workbook, part personal journey, it will equip you both emotionally and economically to define the next phase of your life. Develop and then pursue a powerful vison for your future, regardless of your age, with Andy Raub's Peace of Mind Investor Process—the winning techniques and wisdom of a financial advisor and investment manager with thirty years of experience and hundreds of successful clients. Using simple, insightful exercises and worksheets, you'll determine your priorities, maximize your income, and design your own fulfilling, worry-free retirement. The Encore Curve will show you how to . . . - Refocus your life and put first things first - Organize your finances and build a spending plan - Assess your risk and recovery options - Avoid mistakes as you adjust to the new rules of the game - Manage finite funds in the face of increasing costs - Devise a contingency plan for sudden life changes - Take advantage of retirement's opportunities and challenges - Match your money to your dreams - Make your future bigger than your past Retirement can be more than a finish line—it can be a starting point. When you ask yourself the right questions, face the tough choices, and put all the pieces together, you can build your own encore performance at the end of your personal play.

For more than three decades, Andy Raub has helped countless individuals plan their financial futures and manage their investments. He founded Raub Capital Management, a top advisory firm, to focus on retirement planning. An early Baby Boomer, he understands the fears most retirees face, and he has created The Encore Curve program to help retirees reset their life goals and reorganize their money so they can live with renewed purpose. Andy is known as “America’s Encore Coach” and is a sought-after speaker on personal finance and life-planning topics, as well as a popular Bible teacher. He holds a BS in Psychology and an MBA in Finance from the University of North Texas and has attended Dallas Theological Seminary. Andy is also an elder in his church and has served on numerous non-profit boards. He lives in Dallas, Texas, with his wife, Jean, and is called “Dad” by their two grown daughters and “Dandy” by four teenage grandchildren.