You have one financial advantage nobody else has. Don't waste it.
Time. That's it. That's the whole secret. Not income, not inheritance, not a degree in economics. Just time - and the decision to use it.
The numbers are stark. Invest a modest amount each month from your mid-twenties and you could have over half a million pounds by retirement. Start the same habit ten years later and that figure roughly halves. The difference isn't discipline, luck, or knowing the right people. It's a decade - and that decade is right now.
Written by someone who ran the UK investment industry - and wishes this book had existed at the start of his career
Stuart Welch spent twenty-five years at the heart of UK financial services - as Chief Executive of NatWest Stockbrokers, CEO of TD Direct Investing, and Global Head of Personal Investing at Fidelity International. This is the book he wishes had existed when he was starting out - written for the reader who has better things to do than become a financial expert, but who understands that the decisions made in their twenties will shape everything that follows.
What's inside
Starting a decade earlier roughly doubles the outcome. You don't need to earn a lot. You don't need to find it interesting. You just need to start - and this book will show you exactly how.
The decisions you make in your twenties will shape everything that follows.
This book makes those decisions straightforward.
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