This Is Why You're Broke is a direct, compassionate, and transformative guide for people who are tired of living paycheck to paycheck, tired of financial stress, and tired of repeating money habits that keep them stuck. Rev. Darryl Bass confronts the emotional, behavioral, and practical reasons so many people remain financially overwhelmed, not to shame them, but to help them change. This book argues that being broke is rarely just about income. More often, it is about patterns, mindset, emotional spending, poor structure, lack of discipline, and decisions that quietly sabotage the future.
Through powerful teaching and plainspoken truth, the book walks readers through the everyday issues that drain their finances and delay their progress. It challenges oversized rent payments, expensive car choices, unmanaged debt, food overspending, image-based clothing purchases, draining friendships, and the failure to follow a real budget. It also addresses deeper issues such as financial identity, emotional habits, generational cycles, the influence of environment, and the importance of discipline in building a stable life.
Rather than offering empty motivation, this book provides a mindset reset and a call to action. Readers are urged to stop normalizing chaos and to begin building peace through intentional decisions. The book emphasizes that budgeting is not punishment but permission, that insurance is not a burden but protection, and that saving alone will not create wealth without income growth and wise strategy. It teaches that real financial progress requires structure, consistency, maturity, and the willingness to make temporary sacrifices for long-term freedom.
At its heart, This Is Why You're Broke is about more than money. It is about dignity, peace, stability, and legacy. It is written for people who want to break family cycles, model better habits for their children, and create a future that is not controlled by debt, stress, or survival. Rev. Darryl Bass helps readers see that financial freedom begins with internal transformation as much as external action. The goal is not just to have more money, but to become the kind of person who can manage money with wisdom, build with purpose, and protect what matters most.
By the end of the book, readers are called into a new identity-one rooted in discipline, clarity, peace, and generational thinking. This is a book for hardworking individuals and families who know they were meant for more than financial struggle. It is a roadmap for those ready to stop reacting to money, start leading their lives with intention, and build a legacy that outlives them.
外文書商品之書封，為出版社提供之樣本。實際出貨商品，以出版社所提供之現有版本為主。部份書籍，因出版社供應狀況特殊，匯率將依實際狀況做調整。
無庫存之商品，在您完成訂單程序之後，將以空運的方式為你下單調貨。為了縮短等待的時間，建議您將外文書與其他商品分開下單，以獲得最快的取貨速度，平均調貨時間為1~2個月。
為了保護您的權益，「三民網路書店」提供會員七日商品鑑賞期(收到商品為起始日)。
若要辦理退貨，請在商品鑑賞期內寄回，且商品必須是全新狀態與完整包裝(商品、附件、發票、隨貨贈品等)否則恕不接受退貨。
