Terms and Conditions Apply

In Isla Moreno's world, stability is a luxury she's never been able to afford.

She spends her days working long shifts at a small caf?in Sundale, Arizona, barely keeping ahead of rent, bills, and the constant pressure of simply surviving. While the wealthy side of the city lives behind gated neighborhoods and polished smiles, Isla has learned how to survive with scraped-together tips, secondhand furniture, and a stubborn refusal to depend on anyone but herself.

Especially not men like Ethan Calloway.

Ethan is everything Isla has spent her life avoiding. Wealthy. Controlled. Untouchable. The kind of man who walks into a room and owns it without even trying. He's built a successful life around structure, responsibility, and carefully maintained distance, keeping most people at arm's length behind expensive suits, sharp words, and the roar of his restored 1977 Camaro Z/28.

When circumstances force the two of them into a fake relationship neither of them truly wants, the arrangement is supposed to be simple: play the part, survive the family obligations, and walk away untouched.

But nothing about Ethan feels simple.

Not the quiet moments where his guard slips just enough for Isla to glimpse the man underneath. Not the tension that builds every time they're forced to stand too close. And definitely not the way their fake relationship begins to blur into something painfully real.

As Isla is pulled deeper into Ethan's world of wealth, family expectations, and carefully buried secrets, she begins to realize there's more beneath his cold exterior than anyone sees. Ethan, meanwhile, finds himself drawn to Isla's sharp tongue, fierce independence, and refusal to treat him like the version of himself everyone else expects.

What begins as a mutually beneficial arrangement slowly becomes something far more complicated: stolen glances across crowded rooms, late-night drives through the city, arguments loaded with tension neither of them can hide, and the terrifying realization that some people become impossible to walk away from.

But both of them are carrying scars they'd rather keep hidden.

And the closer they get, the more dangerous the truth becomes.

Terms and Conditions Apply is a slow-burn contemporary romance filled with sharp banter, emotional tension, forced proximity, fake dating, opposites attract dynamics, and two people trying desperately not to fall for each other while doing exactly that. Set against the backdrop of wealth, family pressure, and the complicated mess of learning how to trust someone, it's a story about vulnerability, control, and discovering that love rarely follows the rules people create to protect themselves.

Because sometimes the biggest risk isn't falling in love.

It's allowing yourself to stay there once you do. Humanity keeps inventing contracts for emotions as if feelings have ever listened to legal paperwork.