The Real College Debt Crisis ─ How Student Borrowing Threatens Financial Well-Being and Erodes the American Dream

"The central motivation for this book is imagining an alternative to the student loan program that better aligns with America's belief that effort and ability should be the deciding factors in determining economic differences. It positions postsecondary education properly as the central lever by which American children can secure for themselves promising futures, and it supports analysis of the extent to which current policy interventions facilitate these mechanisms, or not"--

William Elliott III is associate professor in the School of Social Welfare at the University of Kansas and director of the Assets and Education Initiative.

Melinda K. Lewis is associate professor of practice in the School of Social Welfare at the University of Kansas and policy director of the Assets and Education Initiative.