商品簡介
Are you tired of being denied credit or loans for things you need? Is your credit score holding you back from the life you should be living? If you are ready to dig in and follow some simple steps, you can learn how to repair your credit quickly and easily. The system used by the credit reporting agencies is mainly operated by computers rather than humans. Because of this, getting ignored or trapped in a never-ending loop of disappearing and reappearing information is a possibility. If not done properly, the process of disputing your credit report with the credit reporting agencies can be a frustrating, lengthy process. In this book, I will teach you how to follow steps ensuring your case will be handled by a human rather than a computer.The information contained in these pages includes- A breakdown of credit scores, how they are calculated, how to get your score, and how to determine what range your score falls into- How to get access to your credit report (for FREE!), and a detailed description on how to understand the data contained in the report- How to use Section 609 of the FCRA to your benefit and get those negative items removed from your report- Sample letters to mail to the reporting agencies- And more!It really is possible to get errors and negative information removed from your credit report. Recently, the Federal Trade Commission cited a study stating that 4 out of 5 people who disputed information on their credit reports were able to get their credit reports adjusted. Following the steps presented to you, you can repair your credit and get onto living a better life.
