船舶安全檢查員培訓教材：港口國監督分冊（簡體書）

《信用評級原理(漢英對照)》在內容上主要借鑒三大國際評級機構和國內評級機構的相關理念和方法，分為三大部分：第壹部分（第1章和第二章），主要介紹信用及信用評級業的概念、信用評級的形成與發展和評級的制度安排；第二部分（第三章和第四章），重點分析信用評級的程序和方法；第三部分（后三章），主要包括信用評級的理論分析和主要應用模型。《信用評級原理(漢英對照)》主要在理論層面介紹和分析信用評級，探討信用評級的基本概念、基本框架，系統挖掘評級機構的應用方法和模型，理論和實踐相結合，貼近目前中國信用評級的現實狀況。《信用評級原理(漢英對照)》對信用評級理論研究者、金融從業人員及投資者均有指導和借鑒意義，也適合高校師生閱讀。

《信用評級原理(漢英對照)》由天津社會科學院出版社出版。

Chapter 1 Credit Risk and Credit Rating
Section 1 Credit and Credit Risk
Ⅰ.Credit
Ⅱ.Risk
Ⅲ.Credit Risk
Section 2 Credit Rating
Ⅰ.History of Credit Rating
Ⅱ.Connotation of Credit Rating
Ⅲ.Characteristics of Credit Rating
Section 3 The System of Credit Rating
Ⅰ.The Structure of Credit Rating
Ⅱ.The Internal Management of Rating Agency
Ⅲ.Basic Principles of Credit Rating
Section 4 History of Crediting
Ⅰ.History of Credit
Ⅱ.History of Credit Rating Agencies
Chapter 2 System Arrangement of Credit Assessment
Section 1 Credit Assessment and Social Credit System
Ⅰ.The Connotation of the Social Credit System
Ⅱ.The Social Credit System Frame Structure
Ⅲ.The Relationship Among Credit Assessment and Other Credit Services
Section 2 The Government Supervision of Credit Assessment Industry
Ⅰ.The Government's Supervision System of The Credit Industry
Ⅱ.The Credit Industry Supervision System in Countries Around The World
Ⅲ Supervision System of Developing Country' s Credit Industry
Ⅳ.The Comparison of Credit Supervision And Management Model
Ⅴ.Qualification Recognition of Credit Rating Business
Ⅵ.Regulation of Credit Rating Agencies by International Organization of
Securities Commissions
Ⅶ.Specification of Information Disclosure And Confidentiality
Ⅷ.Governments and International Organizations' Support for The Credit Ratings
Chapter 3 The Procedure of Credit Rating
Section 1 Preparation
Ⅰ.Application
Ⅱ.Analytic Group
Ⅲ.Responsibilities of Group
Ⅳ.Initial Collection and Sorting of Credit Information
Ⅴ.Collection and Collation of Industry Information
Ⅵ.Collect Public Information of The Enterprise
Ⅶ.Consult and Organize Internal Information of Rating Agencies
Ⅷ.To Develop a Material List and Interview Outline Required for The Rating
Ⅸ.General Survey Outline
Ⅹ.Make Investigation Outline Pertinently
Section 2 Investigation in The Field
Ⅰ.Basic Method
Ⅱ.Basic Method of Field Investigation
Ⅲ.Arrangement of Field Investigation
Ⅳ.Main Contents and Methods of Field Investigation
Ⅴ.Modify and Adjust The Focus of Investigation
Ⅵ.The Supplementary Information and Implement
Ⅶ.The Importance of Supplementary and Implementation of Information
Ⅷ.The General Content of The Supplement
Ⅸ.General Method of Supplementary and Implementation of Information
Ⅹ.Rating Panel's Attention
Ⅺ.Information Requirements
Section 3 Analysis
Ⅰ.Input from Rated Entities
Ⅱ.Analysis Consists of The Following Components
Ⅲ.The Basic Point of View of The Discussion and Formation
Ⅳ.The Contents of The Credit Rating Report and Writing
Ⅴ.Give an Initial Credit Rating
Section 4 Rating
Ⅰ.The Composition & Responsibilities of Ratings Committee
Ⅱ.Decision—making Process
Section 5 Result Feedback （Re—evaluation）
Ⅰ.Communicate with The Enterprise
Ⅱ.The Process of Re—evaluation
Section 6 Release the Rating Result
Section 7 Tracking Rating
Ⅰ.Basic Requirements
Ⅱ.Tracking Rating on Regular Basis
Ⅲ.Tracking Rating on Irregular Basis
Ⅳ.Tracking Rating Results
Section 8 Data Archiving
Chapter 4 The Method of Credit Rating
Section 1 The Principles of Credit Rating
Ⅰ.Credit Risk Management： Credit Culture
Ⅱ.The Effect of Environment on Credit Rating
Ⅲ.Credit Ratings Are Evolving
Ⅳ.Cash Flow is Important in Credit Rating
Ⅴ.Rational Analysis of Financial Data
Ⅵ.Ratings Reflect the Predictable Risk Under Rational Behavior
Section 2 Economic Theories of Rating Methods
Ⅰ.Basic Economic Theones
Ⅱ.Management Theories
Ⅲ.Financial Accounting Theories
Ⅳ.Professional Industry Theory
Section 3 Train of Thought on Credit Rating
Ⅰ.Starting Point of Analysis on Credit Rating
Ⅱ.The Analysis Path of Debt Financing and Cash
Ⅲ.Principal Analysis Factors
Section 4 Rating Symbols and Definitions
Ⅰ.Moody ' s Global Rating Scales
Ⅱ.Obligations and Issuers Rated on The Global Long—term and Short—term Rating Scales
Ⅲ.Current Meaning of S&P and Fitch Ratings
Ⅳ.The Dividing Line Between Investment Grade and Speculative Grade
Ⅴ.Changes in Rating
Ⅵ.Limitations to Uses of Ratings
Ⅶ.Ratings Policy & Approach
Section 5 Association of Credit Rating
Ⅰ.Association Between The Principal Grade and Particular Debt Grade
Ⅱ.Relationship between Different Long—term Debts
Ⅲ.Relationship of Long—term and Short——term Debt Grade
……
Chapter 5 Theoretical Analysis of Credit rating
Chapter 6 Credit Rating Models I
Chapter 7 Credit Risk Modelling