Zero Balance: Terms and Conditions

In a city where every debt is recorded in blood, redemption has a price-and Elias Vance is overdue.

Haunted by a past he can't outrun and tethered to a covert world that never let him go, former black-ops operative Elias Vance returns to a city he swore he'd never see again. But Miami isn't the same. Beneath the neon pulse and cracked concrete lies a network of shadow systems-ledgers of secrets, digital assassins, and corporations wielding surveillance like scripture.

When a cryptic coin appears, tied to a buried mission and a vanished love, Elias is pulled into a dangerous game. Spectro Systems, the AI surveillance empire he once helped build, is targeting those who tried to shut it down. Someone is cashing in old favors. And the body count is rising.

With a war chest of scars and a dwindling list of allies, Elias must navigate a landscape of mercenaries, manipulated memories, and technological ghosts. But the ledger has rules: every action demands payment. Every soul has a cost.

If justice is blind, vengeance sees everything.