Out in Harlowton, Montana, a man can build a good life, even after falling hard.
Chet Norem is a banker, steady and skilled, and he's worked his way up from a past he doesn't talk much about to become president of the International National Bank. It's a small bank in a small town, but it suits him. He's earned the trust of the folks around him, and most days, that's enough.
The one complication? Charlie-his childhood friend and a magnet for trouble. Every time Charlie stirs up a mess, it's Chet he runs to, and Chet always answers. Even when he knows better.
Harlo is a tale of past mistakes, present pressure, and the dangerous pull of friendship in a place where reputations are hard-earned and easily lost. As Chet weighs risk against duty, he'll find that not all consequences can be calculated-and some debts come due with interest.
Will he hold steady, or will this choice be the one that breaks him?
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