TOP
英國出版界指標大獎肯定!A.F. Steadman 獲年度作家,《史坎德》系列帶你踏上熱血奇幻旅程
Your Key to Home

Your Key to Home

商品資訊

定價
:NT$ 1750 元
無庫存,下單後進貨(到貨天數約30-45天)
下單可得紅利積點 :52 點
商品簡介

商品簡介

Are you a first-time homebuyer wondering if homeownership is really within reach for you? It is-and this guide will show you exactly how to get there.

Feeling Overwhelmed by the Home Buying Process?

Are you confused by credit scores, debt-to-income ratios, and down payment requirements?

Have mortgage options like FHA loans, VA loans, USDA loans, and conventional loans left your head spinning?

Do terms like preapproval, closing costs, escrow, and home inspection make buying a house feel intimidating?

You're not alone.

Justin McCurdy has spent nearly three decades in construction, mortgage lending, real estate, and smart home technology. He has helped hundreds of families navigate the home buying process-from purchase to renovation to maintenance-and he has personally rebuilt his own credit score twice, climbing from the low range into the 800s. Now, he's sharing a clear, practical, step-by-step home buying guide built specifically for hardworking families who need real answers-not jargon, pressure, or sales tactics.

A Complete Roadmap to Homeownership

Your Key to Home: A Complete Guide from Dream to Doorstep and Beyond walks you through:

  • Building your financial foundation
  • Improving your credit score
  • Lowering your debt-to-income ratio
  • Saving for your down payment
  • Understanding loan estimates and mortgage options
  • Preparing for closing day with confidence

You'll learn how to compare new construction vs. resale homes, work confidently with a real estate agent after the 2024 NAR settlement changes, and calculate the true cost of homeownership-including property taxes, homeowners insurance, HOA fees, and more.

And while most guides stop at home buying, Justin goes above and beyond, teaching you how to:

  • Renovate smarter, not harder - Focus on upgrades that actually add value
  • Upgrade on a budget - High-impact improvements without overspending
  • Avoid contractor nightmares - Hire and manage with confidence
  • Prevent costly repairs - Simple maintenance systems that save thousands
  • Lower bills, increase comfort - Energy efficiency and smart home strategies

If you've ever wondered how to qualify for a mortgage even if you've been told "no" before, what lenders look for during underwriting and preapproval, how to build home equity and create long-term generational wealth, or how to implement home maintenance systems that protect your investment for years to come, this is the guide you need.

Your Key to Home is more than a real estate book. It's a practical roadmap to stable homeownership, financial confidence, and building equity instead of paying rent.

Buy Your Key to Home today and take the first confident step toward owning your home and securing your family's future.

購物須知

外文書商品之書封,為出版社提供之樣本。實際出貨商品,以出版社所提供之現有版本為主。部份書籍,因出版社供應狀況特殊,匯率將依實際狀況做調整。

無庫存之商品,在您完成訂單程序之後,將以空運的方式為你下單調貨。為了縮短等待的時間,建議您將外文書與其他商品分開下單,以獲得最快的取貨速度,平均調貨時間為1~2個月。

為了保護您的權益,「三民網路書店」提供會員七日商品鑑賞期(收到商品為起始日)。

若要辦理退貨,請在商品鑑賞期內寄回,且商品必須是全新狀態與完整包裝(商品、附件、發票、隨貨贈品等)否則恕不接受退貨。

定價:100 1750
無庫存,下單後進貨
(到貨天數約30-45天)

暢銷榜

客服中心

收藏

會員專區