You are not bad with money.
You have just been given a system that was never built for the life you are actually living.
Most financial advice assumes you earn the same amount every month. A fixed salary. A predictable payday. A number you can plan around with confidence.
If you work in hospitality or anywhere your income shifts with the seasons, the rotas, the tips, and the quiet weeks that is simply not your reality. And no amount of willpower, budgeting apps, or 50/30/20 rules will fix a system that was never designed for you in the first place.
You Survived the Christmas Rush. Now Survive January introduces the STABLE Real-Life Framework a six-step system built specifically for people whose pay is never the same twice. You will learn how to calculate the one number that changes everything, how to build a financial buffer that turns crises into inconveniences, and how to structure your money so that even your worst month cannot take you down.
No guilt. No jargon. No advice written by someone who has never worked a split shift.
Just a real system, for your real life.
外文書商品之書封，為出版社提供之樣本。實際出貨商品，以出版社所提供之現有版本為主。部份書籍，因出版社供應狀況特殊，匯率將依實際狀況做調整。
無庫存之商品，在您完成訂單程序之後，將以空運的方式為你下單調貨。為了縮短等待的時間，建議您將外文書與其他商品分開下單，以獲得最快的取貨速度，平均調貨時間為1~2個月。
為了保護您的權益，「三民網路書店」提供會員七日商品鑑賞期(收到商品為起始日)。
若要辦理退貨，請在商品鑑賞期內寄回，且商品必須是全新狀態與完整包裝(商品、附件、發票、隨貨贈品等)否則恕不接受退貨。
