商品簡介
Most kids learn money early, but not always well. They learn it from what they see, what they are allowed to do, and what feels emotionally charged or off-limits. The Money-Smart Kid is a practical, age-based guide for building real financial confidence from ages 6 to 16 without turning your home into a classroom. Instead of lectures, you will use everyday routines, simple decisions, and low-stakes practice that fits normal family life. Inside, you will find clear money lessons by age: what a 6-year-old can safely practise, what an 11-year-old is ready to manage, and how to expand freedom for teen money independence. You will learn how to set up an allowance system (or pocket money approach) that matches your values, create an earning chores routine that avoids entitlement, and teach spending choices kids can feel good about. Saving becomes something children can actually do, with saving goals for kids that are concrete and motivating, plus a calm way to review progress without pressure. The book also meets modern realities: digital money safety, invisible spending, subscriptions, and the persuasive design behind many apps and games. Along the way, you will get a shame-free method for handling mistakes, so children learn repair and responsibility rather than secrecy. If you want kids money skills that last, and family budget basics that reduce conflict instead of creating it, this is a step-by-step plan you can start using today.
