CORNETT

OverviewSaunders and Cornett’s Financial Institutions Management: A Risk Management Approach provides an innovative approach that focuses on managing return and risk in modern financial institutions.

「天有不測風雲，人有旦夕禍福」印證了佛經：「人生無常」的宿命。人類從搖籃到墳墓時時伴隨著危險，古今中外，無一倖免。現代人為了降低這些風險可能帶來的財務損失，風險管理(Risk Management)科學於是產生。保險(Insurance)是風險管理中用來移轉財務風險最主要的工具，舉凡1999年台灣的「九二一大地震」，2001年紐約雙子星世貿大樓遭恐怖攻擊的「九一一事件」，2011年重創日本關東的「

一、在金融機構的傳統業務功能之外，特別著重在金融機構風險評量與管理，並對2008~2009年美國金融危機對全球造成的影響做深入的剖析以及之後金融機構產業的改變，包含資產負債表外交易項目的管理，對於各種風險分析方法與管理模式做深入討論與優缺點比較。二、全書涵蓋金融各相關課題，內容十分完備。第一至四章討論各種金融機構的業務、業績表現與監理法規，第五至第十二章討論金融機構的各種風險，對於各種風險的評量方

Saunders and Cornett's Financial Institutions Management: A Risk Management Approach provides an innovative approach that focuses on managing return and risk in modern financial institutions. The central theme is that the risks faced by financial institutions managers and the methods and markets through which these risks are managed are becoming increasingly similar whether an institution is chartered as a commercial bank, a savings bank, an investment bank, or an insurance company. Although the traditional nature of each sector's product activity is analyzed, a greater emphasis is placed on new areas of activities such as asset securitization, off-balance-sheet banking, and international banking.