Risk Less

A practical guide to getting personal investing rightSomewhere along the way, something has gone very wrong with the way individuals save and invest. Too often, households are drawn in by promotional

Looking for a low-risk, low-capital path to astounding growth?Experienced franchisor Shelly Sun shares practical advice and her own compelling experiences to help you discover the power and avoid the

Big Money, Less Risk: Trade Options will put the income boosting power of strategies like writing covered calls, selling naked put options, and placing vertical spread trades or iron condors in your h

The 90% Solution is about understanding the most important factors impacting today’s stock market, how they influence performance—and how they can be used to produce higher returns. In it,

"Introduction It all began with a TASER incident in 2001 that brought two cops, Chris Myers and Tom Burns, and a forensic scientist, Rick Wyant, together to help develop protocols to better investigat

Successful security professionals have had to modify the process of responding to new threats in the high-profile, ultra-connected business environment. But just because a threat exists does not mean

In the years since the 9/11 attacks—and the subsequent lethal anthrax letters—the United States has spent billions of dollars on measures to defend the population against the threat of bi

Attorney and personal financial strategist Childers teaches anyone, regardless of their current financial situation, how to give themselves a "financial facelift" in 48 hours or less by following his

Your Fool-Proof Plan for Risk-Free Riches.The "Artificial Wealth Trap" has taken countless people captive. In this extraordinary new book, attorney and personal financial strategist J.J. Childers tea

Proven techniques for leading-instead of following-fast-changing markets Investors, no matter what strategy they are using, can be placed into two categories. Single-minded, inflexible hedgehogs lock

This Element provides a detailed overview of the structural changes in the Asia-Pacific region from the early 2000s onwards. It reviews the most relevant literature on this important topic. The following two research areas are explored: first, by deploying visual network analysis (VNA), we analyse cross-border interbank claims and liabilities of the individual countries located in the Asia-Pacific region. Such an analysis evaluates interbank exposures to systematically important banks within the specific market. The important advantage of VNA is that it allows us to examine the 'hierarchical' cross-country interbank contagion risk that seems to have been neglected in similar studies. Secondly, we evaluate the contagion risk to the individual countries spreading from the financial centres in Hong Kong, Singapore, Tokyo, New York and London. The analysis unveils links and statistical factors that could be used as a key tool for detecting the potential triggers of systemic risk.

Twenty benefits from the three-fund total market index portfolio. The Bogleheads’ Guide to The Three-Fund Portfolio describes the most popular portfolio on the Bogleheads forum. This all-i

McGraw-Hill Education - Europe, United States, 2011. Paperback. Book Condition: New. 228 x 152 mm. Brand New Book with Free Worldwide Delivery. This is the beginner's guide to low-risk entrepreneurshi

User-friendly risk management tools, tips, and techniques for a less certain world Though a very high level of investor uncertainty, anxiety, and concern about risk now exists, the vast majority of in

This book takes a Lacanian, and related post-structuralist perspective to demythologize ten of the most heavily utilised terms in spatial planning: rationality, the good, certainty, risk, growth, glob

This volume consists of papers chosen from the Boston Area Public Enterprise Group Conference that was held in 1980 and concentrated on public enterprises in less-developed countries. The Boston Area Public Enterprise Group is composed of scholars dedicated to understanding the public enterprises operating in the world's mixed economies. Public enterprises are government-owned firms that sell goods or services in a market. Involved in public production for private consumption, they are a hybrid of government and private enterprise. Thus, an analysis of public enterprise requires insights from economics, management, political science and law. Each of these disciplines is represented in addressing the following questions: Why public enterprise? Who should control public enterprise? How are decisions made in practice? How do public enterprises behave in international markets? How does risk and uncertainty alter public enterprise decisions'? How are incentive structures to be designed'? Ho

The industrial workplace can be safe and healthy for workers and for the public. It can also be an environmentally sound and reliable operation, resulting in less damage to assets and balancing people

The abolition movement in the United States―the fight against slavery―likely would have been less powerful and effective without the women of the movement. Yet, even in this fight for freedom, women were often sidelined by their male counterparts. Still, certain mission-driven American women were tenacious in their quest to free the enslaved peoples on American soil. This important book introduces readers to the significant groups and individuals who spoke out and put their lives at risk to halt American slavery. Fact boxes, sidebars, and historical images aid in supporting key curricular content.

《經濟學人》列為全球25位最具影響力的經濟學家之一 《紐約時報》暢銷書作者、頂尖理財專家 勞倫斯．克里寇夫教授教你一生受用的財務規劃 跳脫景氣與趨勢，過上不為錢煩惱的生活！ 職場新鮮人，你會想知道「我該先還學貸還是存退休基金？」、「我該去擠台積電還是去做水電工，賺得比較穩？」 職場老鳥，你會想知道「我該幾歲退休呢？」、「要存多少錢才能安心退休生活呢？」 未婚者，你會想知道「我該搬出去住還是住家裡，才存得了錢、理得了財啊？」 想生二寶的父母，你們會想知道「如果生了第二個孩子，需要買更多人壽保險嗎？」 屆齡退休族，你會想知道「退休後我還適合投資股票嗎？」、「什麼時候是移轉財產的好時機啊？」、「以房養老是個好方法嗎？」、「財務規劃要到歲，難道是100歲嗎？」 以上人生十問，你能回答幾題呢？作者克里寇夫教授是美國著名的經濟學者、理財專家，他運用經濟學原理、高階演算法以及財富觀念打造了一個靈活、實用的財務決策框架「生活水準機器」，適用全年齡層和不同收入水準的使用者，幫助大家開始財務規劃的第一步，先清楚財務底層邏輯，才能降低生活風險，進一步提高消費能力與生活，克里寇夫教授稱它為「金錢魔法」。 書中每項金錢魔法妙招都是奠基於經濟學常識，而不是來自什麼華爾街的偏方或騙術。金錢魔法最強大的力量在於轉變你的理財思維，克里寇夫教授不僅解釋該做些什麼，還說明為什麼要這麼做。他用溫柔的筆調、務實的思維、清晰的智慧以及引人入勝的敘事手法，施展強大的魔力，讓大家迫不及待去完成自己過去避之唯恐不及待辦事項：理財規劃！ 本書的每一章都融合經濟學原理，並結合「生活水準機器」的發現，協助你在一生有關教育、職業、婚姻、生活方式、住房、保險、投資、退休年齡等相關財務決策上，建立一個完整的理解，創造屬於自己專屬的金錢魔法並達到以下三個目標：讓你賺更多錢、減少風險、以更快樂的方式花錢，讓你運用手上的錢買到更多幸福！ 【本書特色】 1. 本書以簡單易懂的方式帶領讀者熟習各種金融知識，內容強調開源、節流兩者並重的重要性，適合理財新手應用於不同的生活課題。 2. 書中每項金錢魔法妙招都是奠基於經濟學常識，作者用幽默淺白的話闡述人生面臨教育、職業、婚姻、生活方式、住房、保險、投資、退休年齡等相關財務決策，並進一步討論各種方案的優缺點、需留意的細節與陷阱等豐富的財務規劃觀點，兼具易讀性與實用性。

★ 本書獲美國亞馬遜 4.5顆星評價！「施予是必要的，但更要知道如何施予。」"It Is Necessary to Give. It Is More Necessary to Know How."我們常常在思考人行善或作惡的緣由，卻往往百思不得其解，儘管其中有幾個顯而易見的理由，例如罪惡感、自責、害怕杜會責難、宗教導引，甚或是對於最終審判的恐懼，但為什麼有些人就算天塌了也難有什麼慈善作為，有些人看到遊民接近時卻會主動掏出錢來？是什麼樣的施予滿足了那些施予者的需求？那樣施予的需求又是從何而來的？其間有何法則呢？將近一千年以前，偉大的哲學家及醫師麥摩尼地斯（Maimonides），亦即希伯來人所知的藍邦（Rambam），藉由思考「公義」這個問題，而從中領悟出「慈悲之梯」（The Ladder of Giving，又名 The Ladder of Charity）。【麥摩尼地斯的八級階梯】（The Ladder of Giving / Charity）麥摩尼地斯的八級階梯是由頂端最高階段的施予開始寫起，一路寫下來，從理想到現實，各階段主題為「勉強」、「比例」、「懇求」、「羞愧」、「界限」、「腐敗」、「匿名」、「責任」；最低階是屬於吝嗇的施予者，頂點則屬於能幫助窮人自給自足的施予者。◆ 第一階 勉強：吝嗇地施予（Reluctance: To give begrudgingly）◆ 第二階 比例：不是很適當地施予給窮人，但卻樂意這麼做（Proportion: To give less to the poor than is proper, but to do so cheerfully）◆ 第三階 懇求：窮人請求後才給他們錢（Solicitation: To hand money to the poor after being asked）◆ 第四階 羞愧：在窮人請求前就給他們錢，但是冒著讓接受者覺得羞愧的風險（Shame: To hand money to the poor before being asked, but risk making the recipient feel shame）◆ 第五階 界限：施予給你並不認識的人，但讓他們知道你的名字（Boundaries: To give to someone you don't know, but allow you

 「指數基金教父」約翰．柏格指定必讀 買進並長期持有三市場指數基金，就等於擁有低成本、低風險、多樣化、穩獲利的優勢，學學這套任何人都做得到的簡單方法，輕鬆實踐安然退休，再也不是夢。• 汲汲營營於挖掘飆股，試圖打敗市場？　• 整天盯盤，一點風吹草動就趕緊殺進殺出？• 覺得投資好難，乾脆全交給專業顧問安排？鄉民們，如果這些是你們習慣的投資方式，那只能說：抱歉了錢錢～這注定是一場災難！首先，每個賠到脫褲子的人，都深信自己能打敗市場；其次，頻繁進出的下場，就是報酬全被交易成本吃光光；最後，大多數的顧問都不想為你賺錢，而是想把你的錢變成他們的。其實，投資可以很佛系。只要照著柏格的投資理念――「簡單至上」，就能賺到錢也賺到時間，還能讓你提早退休（財務無虞），有更多餘裕去做其他想做的事。作者泰勒雷利摩爾，是「指數教父」約翰柏格的頭號粉絲，他在嘗到了幾次投資苦果後才發現，唯一符合投資人心中夢幻逸品特性的投資組合，只有「三市場指數基金」，它們的特徵就是：低成本、低風險、多樣化、穩獲利！泰勒和其他柏格信徒致力於推廣指數化投資，創立了全世界最大的線上免費金融平台――柏格頭論壇（Bogleheads.org），該論壇每日點擊率高達450萬次、討論主題超過20萬個、幫助上百萬人達到財務目標。本書就是集結論壇上的概念，幫助你帶著七位數的績效安然退休的實踐指南。先來認識一下： 三市場指數基金是什麼？就是整體股票市場指數基金（Total Stock Market Index Fund）、整體國際股票市場指數基金（Total International Stock Market Index Fund），以及整體債券市場指數基金（Total Bond Market Index Fund），投資人可以取決於他們的投資目標、風險承受能力、年齡和財富而調配各項比例。 為什麼多數金融業者都不喜歡指數型基金？很簡單，因為擋人財路。業者很難藉由出售低成本的指數基金賺錢，所以才會一直說服投資人，表示能找出「打敗市場」的更好的投資組合，但事實證明根本辦不到。連巴菲特都曾說：「過去十年中，投資人在尋求優質投資建議這件事上，總共浪費了超過1000億美元。」說穿了，他們的最大目的就是盡可能從投資人身上撈錢。 指數型基金有哪些優勢？實際績效顯示，被動式管理基金（追蹤大盤指數的指數型基金）的表現一定比主動式管理基

In the century of the city when crisis has become the new normal, planners are trying to find ways to make cities less vulnerable and to build in resilience. Drawing on international examples and deta

The individual risks faced by banks, insurers, and marketers are less well understood than aggregate risks such as market-price changes. But the risks incurred or carried by individual people, compani

Why do slowly rising sea levels or statistics about numbers of foreign children starving generate less of a response than a single emotionally moving picture? Croston, a biologist who now makes his li

FROM THE WINNERS OF THE 2019 NOBEL PRIZE IN ECONOMICS'Refreshingly original, wonderfully insightful . . .an entirely new perspective' GuardianWhy would a man in Morocco who doesn't have enough to eat buy a television?Why do the poorest people in India spend 7 percent of their food budget on sugar?Does having lots of children actually make you poorer?This eye-opening book overturns the myths about what it is like to live on very little, revealing the unexpected decisions that millions of people make every day. Looking at some of the most paradoxical aspects of life below the poverty line - why the poor need to borrow in order to save, why incentives that seem effective to us may not be for them, and why, despite being more risk-taking than high financiers, they start businesses but rarely grow them - Banerjee and Duflo offer a new understanding of the surprising way the world really works. Winner of the FT Goldman Sachs Business Book of the Year Award 2011

Projects overspend and overrun. Business cases perform less well than expected. Managers tighten their grip and initiate more procedure. But little changes and the scenario repeats, and it has done so

Many studies have shown that vegetarians seem to have a lower risk of obesity, coronary heart disease (which causes heart attack), high blood pressure, diabetes mellitus, and some forms of cancer." --

While the highly technical measurement techniques and methodologies of Value at Risk have attracted huge interest, much less attention has been focused on how Value at Risk and the risk-adjusted perfo

This unique book is a store of less well-known explosion anddetonation phenomena, including also data and experiences related tosafety risks. It highlights the shortcomings of the currentengineering c

Live With No Regrets: Reclaim Your RetirementWhen we make decisions about money, our heart tends to get in the way of our brain and emotion trumps logic, often resulting in less-than-practical results

From the jungles of South America to the deserts of Arizona, one thing remains consistent: bees are disappearing. A world without bees would be much less colourful, with fewer flowers. But that’s not

When it comes to investing in commercial real estate, it's easy to make a mistake...so why risk it? Improve your chances of success with a book researched, lived, and written by a master of commercial