Your Credit Score ─ How to Improve the 3-Digit Number That Shapes Your Financial Future

Improve your credit score, for real, with the #1 best-selling guide you can trust! Today, a good credit score is essential for getting credit, getting a job, even getting car insurance or a cellphone. Now, best selling journalist Liz Pulliam Weston has thoroughly updated her top-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours.

Weston thoroughly covers brand-new laws and rules surrounding credit scoring — including some surprising good news and some frightening new risks. Don't settle for an out-of-date guide to credit scoring, whenYour Credit Score, Fifth Edition offers brand-new coverage of all this, and more:

• Recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior — and how to take advantage of them
• How you can finally get your credit disputes reviewed by an actual human being
• Why recent medical debts shouldn't impact your score anymore
• How to get a legitimately free FICO score without getting ripped off
• How lenders have recently loosened their criteria, making it easier to get loans even if your credit isn't perfect
• Important new options for student loan borrowers — including brand-new ways to dramatically limit your payments
• How tax refund fraud is soaring — and the one little-known way to avoid becoming a victim
• The disappearance of "manual underwriting": why it's now virtually impossible to get a mortgage without credit scores
• Weston updates her guidance on raising your FICO score... fighting lower limits or higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt... explodes both new and old myths about credit scoring… and much more.

Your Credit Score is for every consumer who is concerned about improving or protecting their credit — and it's so up-to-date and useful, thousands of financial professionals use it, too!

Liz Weston is an award-winning, nationally-syndicated personal finance columnist and the author of several books, including the best-sellingYour Credit Score.

She’s a contributing editor for Bankrate.com and writes about education and money for Reuters news service. Her question-and-answer column “Money Talk” appears in newspapers throughout the country, including the Los Angeles Times, the Palm Beach Post and the Portland Oregonian, among others.

Liz has appeared on “The Dr. Phil Show,” “NBC Nightly News,” “The Today Show” and CNBC, among other programs. She is a regular commentator on public radio, including Marketplace Money’s “Getting Personal” segments.

She was awarded the 2010 Betty Furness Consumer Media Award by the Consumer Federation of America, designed to honor individuals who have made “exceptional progress in American consumerism.” Other honors include a 2007 Clarion Award for her MSN series on financial benchmarks and a 2008 “Best in Business” designation from the Society of American Business Editors and Writers. She participated in journalism teams that won a Pulitzer Prize for Meritorious Public Service in 1989 and a Gerald Loeb business journalism award in 1997. She has a bachelor’s degree in economics and communications from Pacific Lutheran University and is a graduate of the Certified Financial Planner training program.

Her other books include Deal with Your Debt: Free Yourself from What You Owe, recently released in a second edition;The 10 Commandments of Money: Survive and Thrive in the New Economy; There are No Dumb Questions About Money, andEasy Money: How to Simplify Your Finances and Get What You Want Out of Life.

She lives with her husband and daughter in Los Angeles and blogs at AskLizWeston.com.