Pension Magic 2026/27 shows you how to build a big retirement pot by enjoying thousands of pounds of extra tax relief on your pension contributions.
The book is written in plain English with dozens of easy to follow examples. It is essential reading for:
- Self-employed individuals
- Company owners
- Salary earners (except those with defined benefit pensions)
- Accountants and financial advisers
The 18th edition was published in March 2026 and contains all the latest tax and pension changes, including the introduction of inheritance tax from April 2027.
Subjects covered include:
- A plain-English guide to how pensions work and how to save more tax when you put money in or take money out
- Why higher-rate taxpayers will typically enjoy 41.67% more retirement income by saving in a pension instead of an ISA
- How high income earners can enjoy between 50% and 60% tax relief on their pension contributions
- How to beat the tax threshold freeze with carefully timed pension contributions
- How couples can significantly increase their retirement income by correctly choosing who makes pension contributions
- How to avoid the child benefit charge
- Changes to salary sacrifice pensions from April 2029
- Why company pension contributions are now, more than ever, an attractive alternative to dividends for company directors
- How to reduce your capital gains tax bill with pension contributions
- Why pension contributions are still worth making even after you've used up your 268,275 Lump Sum Allowance
- Everything you need to know about inheritance tax and pensions... and how to mitigate the impact
- Why pensions will continue to be arguably the best tax shelter out there: for providing retirement income and passing wealth to family members
- Plus lots and lots more
