Insurance

If our plant catches fire, when should it be allowed to burn down to prevent pollution?When does enforcement turn into prosecution, following an environmental accident?Will our environmental insurance

The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.

You can find our culture's obsession with avoiding risk everywhere, from multiple insurance policies to crash-tested vehicles. But is ducking risk the most productive way for us to live? Surgeon and

What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phone contracts you can’t get out of with a crowbar. Paying big bucks for insurance you don’t need on a rental car o

#1 New York Times bestselling author Sue Grafton’s PI Kinsey Millhone tackles insurance fraud in her latest outing—and finds that she’ll have to commit some deceit of her own

Nearly 100 million Americans (one out of three) purchase goods and services over the phone each year. Telephone Sales For Dummies shows both new and seasoned sales reps, from realtors, insurance agent

For a long time risk in economic activity was confined to insurance; then it spread to all parts of finance, and has now infected the management of pretty much every sector, impinging on people who ha

The native son of a distinguished West Texas family and a 1954 graduate of Texas A&M whose career and personal pursuits have ranged from farmer to insurance salesman to wildcatter, pipeline entrep

2006 proved to be a record year in foreign investment in power projects, albeit in only a small number of countries. In the meantime, firms who write insurance against political upheavals and terroris

Rain gave us Inspector Morse and the sliding tackle. Fog gave us the Cat's Eye, Impressionism and chains on front doors. Wind brought a Protestant monarchy. Hail gave us the Norwich Union insurance c

Davy Davidson, who spent nearly five hours on a Saturday, when he had gone into the office to get some extra work done, talking with then a 20-year-old young man about the insurance business. That ma

There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are s

Statistical analysis of extreme data is vital to many disciplines including hydrology, insurance, finance, engineering and environmental sciences. This book provides a self-contained introduction to p

Almost 16 percent of American citizens do not have health insurance, and Americans pay about $5,700 per head for their health care per year. By contrast, virtually no French citizen is without coverag

American health care is in crisis because of exploding medical malpractice litigation. Insurance premiums for doctors and malpractice lawsuits are skyrocketing, rendering doctors both afraid and unabl

Financial services institutions like international banks and insurance companies frequently need to adapt to changes in their environments, yet manage risk and ensure regulatory compliance. The autho

Garth Carson has gone legit. Complete with briefcase in hand, he’s appraising taxidermy collections for one of the largest insurance companies in the country. But when prominent big-game hunters start

Recent academic research findings on topics relating to taxation and social insurancepolicy, including the implicit tax imposed by Medicaid on private long-term care insurance benefits,an alternative

This work covers the broad spectrum of employee benefits, from social insurance programs to executive benefits. Rather than merely describing the products available, it explains the decisions involved

For undergraduate and graduate courses in industrial organization, applied game theory, and management strategy, this volume contains 13 studies of banking, airline service, health insurance, and moti

WIth the ongoing pressures for psychologists to practice evidence-based care, and the requirement insurance carriers have both for treatment goals, measurement of outcomes, and a focus on brief therap

In the 1990s, large insurance companies failed in virtually every major market, prompting a fierce and ongoing debate about how to better protect policyholders. Drawing lessons from the failures of fo

On the surface, the life of Ken Carpenter, a solidly married fifty-seven-year-old insurance salesman, is uneventful: silent rides in his luxury sedan, cafeteria encounters with Salisbury steak and li

Offers a history of medical care in the United States, along with statistical charts of past and present attitudes about the issue and a discussion of such current health topics as health insurance, m

A Baltimore lawyer representing small contractors and tradespeople, Kramon is dismayed by the number of contractors who have no liability or medical insurance, no plan whatsoever for retirement or dis

Ex-nurse-turned-insurance fraud investigator Pauline Sokol's willing to risk anything to put a bad doc out of business—even her best friend Goldie's near-perfect proboscis! Her cross-dressing

Winner of an AJN Book of the Year Award! " Who has a right to health care?" What is the government's role? " How are corporations, insurance companies, and health care providers affecting the quality

Weisbrod (U. of Connecticut School of Law) argues that individual security is supported by three interrelated foundational pillars: the family, private insurance, and government (through state provisi

Organizing your affairs in case of death or incapacitation is vitally important. This step-by-step workbook ensures that all important papers (birth certificate, real estate deeds, insurance policies

Schreiber's Korean Business Dictionary is an essential tool for anyone communicating or doing business in the global market. Covering business subjects such as accounting, insurance, real estate, taxe

Brackenridge's Medical Selection of Life Risks has long been recognized as the leading reference book on insurance medicine. The fifth edition provides a comprehensive guide to life expectancy for un

Following a devastating explosion, insurance investigator Susannah Tait, a former ATF Agent, is sent to investigate pyrotechnics expert Quinn Baldwin. Susannah is sure someone deliberately set the dea

The story concerns three friends, one of whom - an unassuming insurance clerk - becomes enthralled by a glamorous young woman who entices him to kill her abusive husband. But no sooner has the murder

As a private detective, Paul Artisan spends his life seeking out dark places where demons lurk. But lately he's been drifting along, taking on cases about insurance fraud or medical malpractice. Unti

Choose the right doctor and make the most of your health insurance to avoid big medical bills.In the ever-changing world of healthcare in America, it's not a bad idea to know the basics. Healthcare f

A revolutionary shift is occurring in the world of work. Home-based entrepreneurs seeking independence, time, and uncapped income are selling everything from life insurance, carpet cleaning, and comp

Probability is a vital measure in numerous disciplines, from bioinformatics and econometrics to finance/insurance and computer science. Developed from a successful course, Fundamental Probability prov

In September 1781, the captain of the British slave ship Zong ordered 133 slaves thrown overboard, enabling the ship’s owners to file an insurance claim for their lost “cargo.” Accounts of this horrif

In September 1781, the captain of the British slave ship Zong ordered 133 slaves thrown overboard, enabling the ship’s owners to file an insurance claim for their lost “cargo.” Acco