SAVE NOW OR DIE TRYING: ACHIEVING LONG-TER

Praise For
Save Now or Die Trying

"Most Americans see retirement as a certainty. The problem is too many older Americans have not saved enough and too many younger Americans start too late. Mark Bruno's Save Now or Die Trying provides an actionable wake-up call for some and an important jump start for others."
--Mellody Hobson, President, Ariel Capital Management, LLC/Ariel Mutual Funds

You could work until the day you die. Or you could start saving just a little bit right now and actually enjoy a real retirement. You make the call.

No one is picking up the tab for our retirement, no matter how many decades away it may be. The way we retire has changed, but we still have time to potentially be more secure in our retirements than any other previous generation--but only if we buy into the financial realities of our retirement right this second.

With Save Now or Die Trying, you'll discover a number of retirement savings options that could net hundreds of thousands of dollars for your retirement, if you begin using them while you're still young.

Written in a straightforward and accessible style, this guide will show you how to take full advantage of the most important elements of the retirement planning process--time and participation. Through practical profiles of young adults dealing with difficult financial situations and detailed discussions with scores of financial advisors about the various options available for building long-term wealth--from IRAs to 401(k)s--you'll quickly learn how to overcome the challenges of successfully saving for retirement.

Whether you're just out of school or just starting a family, Save Now or Die Trying will show you how a little commitment today can translate into significant financial stability tomorrow.

Mark Bruno is a reporter for Crain's Pensions & Investments, the largest and most credible publication in the retirement industry for the last thirty years. He has covered money management and retirement issues for Pensions & Investments, and has served as both a writer and editor for a wide range of investment and financial newspapers and magazines. Born in New York in 1977, Bruno earned his degree in English and American literature from the University of Maryland in 1999. He currently resides in New York City.

"The title might be a bit melodramatic, but the message couldn't be more important: Individuals who are just entering the work force should commit themselves to saving for retirement -- starting today." - The Wall Street Journal
Named one of "10 books to improve your competitive edge" by TheStreet.com
"Bruno's book provides a better discussion of retirement vehicles and their role in building wealth than most new personal finance books available today. If you're seriously interested in building wealth using either of these two mechanisms, you might consider picking up a copy" - Dink's Finance
"Bruno makes an important point that none of us can forget: 'No one will take care of your retirement except you.' That's kind of scary -- until you think about how much scarier it would be to ignore that advice. As we live longer, and expenses for things such as health care continue to increase, it's critical that we think about retirement. And the good news is that Bruno has a straightforward strategy to help out." - The Motley Fool

Preface. Confessions of the Author.
Acknowledgments.
Chapter One. No One Will Reward You for a Job Well Done.
Chapter Two. Plan Now, or Die Broke.
Chapter Three. The Truth. The Whole Truth. Nothing but the Truth. So Help Me God.
Chapter Four. The Self-Proclaimed Freak.
Chapter Five. Breathing Life Into Your Retirement, The Basics of 401(k)s.
Chapter Six. Anything But Entry-Level.
Chapter Seven. On Your Own. Individual Retirement Accounts.
Chapter Eight. Taking the Heat to Stay in his Kitchen.
Chapter Nine. You Are Not on Your Own. Help Has Arrived. Finally.
Chapter Ten. The Teacher with More to Learn.
Chapter Eleven. Dealing With Debt & Fighting Gravity.
Chapter Twelve. The Mayor's Lounge.
Chapter Thirteen. The Roth 401(k), the Future of your Future?
Chapter Fourteen. Any Door Will Do.
Chapter Fifteen. There is a World of Help Out There.
Chapter Sixteen. An Afterword.
Appendix A. Save Now or Die Trying Ten Commandments.
Appendix B. Two Steps to a Budget.
Appendix C. Your Seven Rules of Thumb.
About the Author.
Endnotes.
Index.