Managing Cashflow Without an Accountant: The DIY Guide for UK Small Business Owners

A Practical Guide for UK Small Business Owners, Freelancers & Sole Traders

Running a business is tough enough - but managing your cashflow doesn't have to be.

This step-by-step guide shows you how to stay in control of your finances without the need for a bookkeeper or accountant. Whether you're a freelancer, side hustler, or small business owner, you'll learn how to track income, forecast expenses, and keep your business cash-positive all year round.

Written by Chartered Certified Accountant Grace Bartley, ACCA, this book is packed with real-world advice, templates, and tax-aware strategies designed for UK business owners who want clarity and control - without the jargon.

• How to build a 12-month cashflow forecast (even with inconsistent income)

• The exact tools to use for easy money tracking

• How to separate business and personal finances for stress-free reporting

• Simple tax planning strategies to avoid nasty surprises

• Proven ways to get paid faster and smooth out seasonal dips

• What to do when cash gets tight - and how to bounce back

Whether you're just starting out or already growing, this guide gives you the confidence to manage your money like a pro - no accountant required.