Risk Less

The personality of a business will mirror the personality of its owner. While no one person is all things to all people; its business MUST be all things to all of its customers or you risk losing th

Over the past decade organizations have faced relentless customer demand for better value at less cost, individual customization, greater choice, faster delivery, higher quality, exceptional service,

Breaking Apart Intimate Partner Violence and Abuse provides a thorough examination of intimate partner violence and abuse, encompassing the nature, influential factors, and the impact of its presence in interpersonal relationships. By "pulling together" representative studies and other evidence-based analyses by researchers and interventionists, this comprehensive overview of the concept surveys the prevalence, patterns, and common risk factors among a number of demographics, including women, men, transpeople, partners in opposite- and same-sex relationships, teen dating partners, later-life partners and abused partners with disabilities. The authors also disentangle - that is, "break apart" - the factors of race, class, gender, sexuality, gender expression and culture by exploring their effects on experiences of intimate partner violence and abuse perpetration and victimization. Although less scrutinized in current literature on the topic, discourse and institutional barriers to abuse

Cash is Queen breaks down the basics of how young women of today can learn to understand and manage money - an empowering skill that will last them a lifetime.The world’s first money book written exclusively for girls, Cash is Queen is designed to deliver the sophistication, practicality and fun guaranteed to appeal to today’s young woman.Study after study shows that women are far happier discussing virtually anything else but bank balances, and this lack of confidence in openly discussing money matters is crippling the female population financially. Women negotiate less in salary discussions, are excessively cautious and risk averse when it comes to investing and lack the general awareness around how to optimise retirement savings to guarantee a comfortable retirement.With clear explanations and empowering text by experienced financial expert Davinia Tomlinson, you'll learn that establishing a positive relationship with money as an adult must be cultivated in childhood.Cash Is Queen e

This edited volume seeks to reassess the old and to analyse and develop novel approaches to the notion of proportionality in criminal matters and the new security architecture. The discourse is not limited to conventional constitutional constellations and standard problems of sentencing in traditional criminal proceedings. Rather, the book offers an interdisciplinary and cross-jurisdictional exploration of highly topical, proportionality-related issues pertinent to penal theory and legal philosophy, criminalisation policies, security and anti-terrorism strategies, alternative types of justice delivery, and supranational enforcement as well as human rights and international criminal and humanitarian law.In today’s global risk society, with its numerous visible and invisible enemies of the state and the individual, balancing freedom and security has become nothing less than an attempt at untying a Gordian knot. Against this background, the proportionality of measures of crime prevention

Newbery Medalist Avi brings us mud-caked, tent-filled San Francisco in 1848 with a willful heroine who goes on an unintended ― and perilous ― adventure to save her brother.Victoria Blaisdell longs for independence and adventure, and she yearns to accompany her father as he sails west in search of real gold! But it is 1848, and Tory isn’t even allowed to go to school, much less travel all the way from Rhode Island to California. Determined to take control of her own destiny, Tory stows away on the ship. Though San Francisco is frenzied and full of wild and dangerous men, Tory finds freedom and friendship there. Until one day, when Father is in the gold fields, her younger brother, Jacob, is kidnapped. And so Tory is spurred on a treacherous search for him in Rotten Row, a part of San Francisco Bay crowded with hundreds of abandoned ships. Beloved storyteller Avi is at the top of his form as he ushers us back to an extraordinary time of hope and risk, brought to life by a heroine readers

This first-of-its-kind handbook offers crucial information on the safety of drugs taken during pregnancy. It covers an exhaustive list of common and less common drugs and provides for each drug the FDA letter categorization and newly approved "Pregnancy and Lactation Labeling Rule (PLLR)" systems for rating drug risks in pregnancy, imposed by the U.S. Food and Drug Administration (FDA). Drugs in Pregnancy: A Handbook for Pharmacists and Physicians covers the pregnancy ramifications of using anti-infective, cardiovascular, hematologic, dermatologic drugs and drugs affecting the endocrine, central, autonomic, gastrointestinal, musculoskeletal systems in addition to herbs, vitamins and dietary supplements. To enable the reader to develop well-informed knowledge about a drug safety profile during pregnancy, three sections of data have been provided for each drug: FDA Category, Risk Summary, and Further Reading.

A new nuclear arms race is underway between Russia and the United States, one that focuses on the technology of delivery of nuclear warheads. This book describes how and why this race is happening, who still possesses nuclear weapons, and what constraints apply to those weapons under international law. A global nuclear ban treaty entered into force in January 2021, but the nuclear powers kept distant. The last remaining treaty restraining the arsenals of the two nuclear superpowers will expire in less than five years' time and the risk is that other States will turn to nuclear arms for their defence, further fracturing the non-proliferation regime installed after the Cuban missile crisis.

Stubborn, lethal, and from Jersey...what more could a Viking warrior want from his woman?Neecy Lawrence, winged warrior for a Viking Goddess, doesn't know what to do with a nice guy. Most days she's barely polite, much less nice. But Raven leader and loyal Odin warrior Will Yager isn't just nice. He's gorgeous, hot, and determined to have Neecy in his bed and his life until Ragnarok comes.It's just too bad Neecy is the most difficult woman Yager has ever known. Second in command to the Crows, a violent band of rowdy warrior women, Neecy's only concerns are keeping her "girls" safe and making up for a past she can't outrun. As far as she's concerned, Yager is nothing but a distraction she can't afford to deal with.But Yager wants Neecy. In fact, he's wanted her for a long time. Not just for a night, but forever. And like any self-respecting Viking, Yager will risk everything to get the one woman who makes his warrior life more than worth it.

Why do so many Turkish migrants choose to make their fortune in America when the proximity of Europe makes it a less costly risk? Here Lisa DiCarlo offers us new insights into the study of identity an

Edited collections are widely supposed to contain lesser work than scholarly journals; to be incoherent as volumes, no more than the sum of their parts; and to be less visible to potential readers once published. It is also often taken as axiomatic that those who make decisions in relation to hiring, promotion, tenure, and funding do so agree. To publish in or edit an essay collection is thought to risk being penalised for the format before even a word is read. After examining the origins of this critique, this Element explores the modern history of the edited collection and the particular roles it has played. It examines each component part of the critique, showing that they are either largely unfounded or susceptible of solution. It proposes the edited collection as a model of one possible idea of scholarly community: collaboration, trust, and mutual obligation in pursuit of a wider good.

Total intravenous anaesthesia (TIVA) is an innovative alternative to traditional inhalational anaesthesia. Often incorrectly perceived as overly complex, TIVA has numerous advantages over inhalational drugs, such as a lower risk of nausea, less pain and better cognitive recovery. Taking on TIVA is a practical, easy to read and engaging guide to TIVA. It demystifies this important technique and will empower the novice but also support more experienced practitioners. It is a clear step-by-step approach to treating everything from routine elective to paediatric, geriatric, obese and pregnant patients. Pharmacokinetic models, dosage calculations, and the use of TIVA in emergency medicine are also elucidated. Written by international experts in the field with many years of experience both conducting and teaching TIVA, this handbook is an essential resource for experienced and novice anaesthetists alike who want to improve their understanding and confidence with the technique.

How did birth control become legitimate in the United States? One kitchen table at a time, contends Trent MacNamara, who charts how Americans reexamined old ideas about money, time, transcendence, nature, and risk when considering approaches to family planning. By the time Margaret Sanger and other activists began campaigning for legal contraception in the 1910s, Americans had been effectively controlling fertility for a century, combining old techniques with explosive new ideas. Birth Control and American Modernity charts those ideas, capturing a movement that relied less on traditional public advocacy than dispersed action of the kind that nullified Prohibition. Acting in bedrooms and gossip corners where formal power was weak and moral feeling strong, Americans of both sexes gradually normalized birth control in private, then in public, as part of a wider prioritization of present material worlds over imagined eternal continuums. The moral edifice they constructed, and similar citiz

The complex healthcare needs of pregnant patients, where care is tailored to not one but two patients, pose specific challenges to anesthesiologists. This book provides concise, case-based discussion on the clinical scenarios and challenges faced in the provision of anesthesia and pain relief for expectant mothers. In the style of problem-based learning, each case is presented as a short scenario, followed by discussion of the causes, risk factors, management and controversies involved. The textbook features a wide range of cases, from common clinical scenarios that are experienced in day-to-day practice to the rare but significant pathologies less familiar to most clinicians. With a global base of contributors, the book is relevant to practice across the world. The concise format supports both trainee anesthesiologists in their initial experiences of obstetrics and exam preparation, and experienced clinicians in need of a reliable, quick-reference text.

The lifetime risk of developing bipolar II disorder is 5-7%, yet the condition is often poorly detected. Mood elevation states are less extreme than in bipolar I disorder although the depressive episodes are usually severe. When correctly treated, the outcome is positive, but bipolar II is often poorly managed, resulting in a high suicide rate. This is the only academic and clinical management review focused entirely on bipolar II, scrutinizing history, epidemiology, burden and neurobiology and including an extensive clinical debate by international experts about effective management strategies. Now in its third edition, this book features new chapters on the limitations to clinical treatment trials and perinatal management nuances. In a completely new section, international experts offer their personal responses and distinctive wisdom to key management issues and allow the reader to observe a variety of opinions.

How did birth control become legitimate in the United States? One kitchen table at a time, contends Trent MacNamara, who charts how Americans reexamined old ideas about money, time, transcendence, nature, and risk when considering approaches to family planning. By the time Margaret Sanger and other activists began campaigning for legal contraception in the 1910s, Americans had been effectively controlling fertility for a century, combining old techniques with explosive new ideas. Birth Control and American Modernity charts those ideas, capturing a movement that relied less on traditional public advocacy than dispersed action of the kind that nullified Prohibition. Acting in bedrooms and gossip corners where formal power was weak and moral feeling strong, Americans of both sexes gradually normalized birth control in private, then in public, as part of a wider prioritization of present material worlds over imagined eternal continuums. The moral edifice they constructed, and similar citiz

You are competing in a highly fragmented, highly competitive marketplace where decision makers are more knowledgeable, less risk averse, and busier than ever. As a result, making your numbers is tough

Keep learning, or risk becoming irrelevant.It's a truism in today's economy: the only constant is change. Technological automation is making jobs less routine and more cognitively challenging. Globali

We all want to be less vulnerable to bone breakage as we age. We also want to be less prone to falling, breaking a hip and ultimately risk losing our independence. And we want to prevent and preserve

Recent scientific research has shown that people who forgive both themselves and others tend to feel more relaxed and open, have less risk of getting stressed or depressed, experience stronger relatio

This book argues that investor risk in emerging markets hinges on the company a country keeps. When a country signs on to an economic agreement with states that are widely known to be stable, it looks less risky. Conversely, when a country joins a group with more unstable members, it looks more risky. Investors use the company a country keeps as a heuristic in evaluating that country's willingness to honor its sovereign debt obligations. This has important implications for the study of international cooperation as well as of sovereign risk and credibility at the domestic level.

Do you want to improve your investment returns while taking less risk?In Dividend Growth Machine, investment professional Nathan Winklepleck will show you what makes dividend growth investing such a p

Do you consider yourself a long-term investor? If so, chances are you have parked your money with an advisor and pay little attention to its performance and even less to the amount of risk in your por

The United Nations declared 2012 the year of cooperatives, emphasizing that there is an alternative to privately owned firms. While greed and mismanagement have caused world financial and economic crises, co-ops offer another type of business for economic activities that is less exposed to aggressive capitalism. This book provides a problem-oriented overview of the development of cooperatives over the last fifty years. The global study addresses the major challenges cooperatives face, such as the organizational innovations introduced to acquire necessary risk-capital and implement growth-related strategies, the wave of demutualization in developed nations and their ability to construct an original consumer politics. The contributors to this volume discuss the successes and failures of the cooperatives and ask whether they are an outdated model of enterprise. They document a wave of foundations of new co-ops, new forms of collaboration between them and a growing trend toward globalizati

This second edition provides a rigorous yet accessible graduate-level introduction to financial economics. Since students often find the link between financial economics and equilibrium theory hard to grasp, less attention is given to purely financial topics, such as valuation of derivatives, and more emphasis is placed on making the connection with equilibrium theory explicit and clear. This book also provides a detailed study of two-date models because almost all of the key ideas in financial economics can be developed in the two-date setting. Substantial discussions and examples are included to make the ideas readily understandable. Several chapters in this new edition have been reordered and revised to deal with portfolio restrictions sequentially and more clearly, and an extended discussion on portfolio choice and optimal allocation of risk is available. The most important additions are new chapters on infinite-time security markets, exploring, among other topics, the possibility

This second edition provides a rigorous yet accessible graduate-level introduction to financial economics. Since students often find the link between financial economics and equilibrium theory hard to grasp, less attention is given to purely financial topics, such as valuation of derivatives, and more emphasis is placed on making the connection with equilibrium theory explicit and clear. This book also provides a detailed study of two-date models because almost all of the key ideas in financial economics can be developed in the two-date setting. Substantial discussions and examples are included to make the ideas readily understandable. Several chapters in this new edition have been reordered and revised to deal with portfolio restrictions sequentially and more clearly, and an extended discussion on portfolio choice and optimal allocation of risk is available. The most important additions are new chapters on infinite-time security markets, exploring, among other topics, the possibility

Spinal Cord Injury (SCI) has costly consequences, both for individuals and society. People are left dependent, are excluded from school, and are less likely to be employed. Worst of all, they risk pre

The family firm preparing generational change, the partnership that welcomes new partners, and the shareholders of a firm that chooses to go public are making decisions that will have an impact on strategy and management. Conversely, a change in strategy such as a move to diversify or a decision to take on more risk in a business can make the firm more attractive to some shareholders and less attractive to others and is therefore not ownership neutral. Opening the black box of agency theory, Korine and Gomez show how management and ownership interact to shape the strategy of the firm. In their view, the critical question to ask is not what is the best strategy, but rather, who is the strategy for? With numerous detailed examples, Strong Managers, Strong Owners is an invaluable resource for company owners, board members and executives, as well as their advisors in strategy and governance.

As we age, our sense of balance and our vision, hearing, and cognition become less sharp. These changes greatly increase our risk of injury. In Living Safely, Aging Well, nationally recognized safety

As we age, our sense of balance and our vision, hearing, and cognition become less sharp. These changes greatly increase our risk of injury. In Living Safely, Aging Well, nationally recognized safety

This book argues that investor risk in emerging markets hinges on the company a country keeps. When a country signs on to an economic agreement with states that are widely known to be stable, it looks less risky. Conversely, when a country joins a group with more unstable members, it looks more risky. Investors use the company a country keeps as a heuristic in evaluating that country's willingness to honor its sovereign debt obligations. This has important implications for the study of international cooperation as well as of sovereign risk and credibility at the domestic level.

Dr. Hollis Monroe specializes in short-terms relationships, typically eight months or less. As an obstetrician dealing with high-risk pregnancies, she spends all her time and energy in caring for wome

The United Nations declared 2012 the year of cooperatives, emphasizing that there is an alternative to privately owned firms. While greed and mismanagement have caused world financial and economic crises, co-ops offer another type of business for economic activities that is less exposed to aggressive capitalism. This book provides a problem-oriented overview of the development of cooperatives over the last fifty years. The global study addresses the major challenges cooperatives face, such as the organizational innovations introduced to acquire necessary risk-capital and implement growth-related strategies, the wave of demutualization in developed nations and their ability to construct an original consumer politics. The contributors to this volume discuss the successes and failures of the cooperatives and ask whether they are an outdated model of enterprise. They document a wave of foundations of new co-ops, new forms of collaboration between them and a growing trend toward globalizati

As social practices now frequently extend beyond national boundaries, experiences and expectations about fair and legitimate politics have become increasingly fragmented. Our ability to understand and interpret others and to tolerate difference, rather than overcome diversity, is therefore at risk. This book focuses on the contested meanings of norms in a world of increasing international encounters. The author argues that cultural practices are less visible than organisational practices, but are constitutive for politics and need to be understood and empirically 'accounted' for. Comparing four elite groups in Europe, Antje Wiener shows how this invisible constitution of politics matters. By comparing individual interpretations of norms such as democracy and human rights, she shows how they can mean different things, even to frequently travelling elite groups.

Become a “gold bull”—for more profits and less risk!Gold is among the best investments for meeting both long- and short- term goals—and the market has never been easier or cheaper to enter!All About I

Originally published in German in 1973, and first published in English as this Cambridge edition in 1982, this is a detailed and systematic account of the extent to which mentally abnormal offenders are likely to commit crimes of major violence, based upon a study of all the 533 men and women in the Federal German Republic from 1955 to 1964 who were detained in hospitals after committing homicide or near-homicide. The authors calculated that such patients are no more, but also no less, dangerous than the rest of the population, and that the policy of treating psychotic or seriously subnormal patients in the community does not expose the public to risk. The book makes important suggestions for the prevention of such disasters by describing the diagnoses, special symptoms and social situations which involve a special risk, especially to close relatives and those with whom the patient is emotionally involved.

Legal budgets are shrinking. Clients call for cost control. Finish on time, they plead. Meet business as well as legal needs. Reduce project risk. Be predictable. Do more with less. The emerging field

During the past century approximately fifty percent of the world's wetlands have been destroyed, largely due to human activities. Increased human population has lead to shrinkage of wetland areas, and data show that as they shrink, their important functions decline. Reduced wetland area causes more flooding in Spring, less available water during drought, greater risk of water pollution, and less food production and reduced carbon storage. Much of the remaining pristine wetland systems are found in the world's largest wetlands, and yet these areas have received surprisingly little scientific research or attention. This volume presents the views of leading experts on each of the world's largest wetland systems. Here, this international team of authors share their understanding of the ecological dynamics of large wetlands and their significance, and emphasise their need of conservation.

Structural transformations in the international economy and the restructuring of work have made the transition from education to employment increasingly problematic. School-to-work pathways have become more socially segmented and the risk of under-employment and joblessness has increased for both vocationally and academically educated youth. Continuous passages have become less common and have given way to multiple entries and exits between schooling and working, under-employment, unemployment and domestic work. This edited volume of empirical studies is based on a series of comparable longitudinal research projects which draw on survey and biographical data from important players in the international economy, the USA, Great Britain, Canada and Germany. The studies document that social and gender inequality is a persistent structural feature that restricts the possibilities to take advantage of educational opportunities and career options. Furthermore, different institutional arrangeme